A separate ledger for every trip, event or project.
A weekend getaway or a home renovation should not be mixed into your everyday spending. SmartWalt Ledgers give each one its own spending total, balance and progress bar.
- Spent versus set aside, with a progress bar
- Active, Completed and Archived views
- Combined balance across active ledgers
Free to download · 14-day free Pro trial, no card · No bank login required
Set an amount aside and track what you spend
Create a ledger for anything you want to keep apart from your everyday budget, such as a trip, a dinner with friends or a renovation.
- 1Open Plan, choose Ledgers and tap New ledger.
- 2Name it and set aside an amount.
- 3Record spending against it. The balance and progress bar update.
Finish a ledger without cluttering your budget
Filter ledgers by All, Active, Completed or Archived. Mark a finished trip or project as completed, then archive it when you no longer need it on screen.
Your monthly budget stays clean
Your monthly budget and category limits cover everyday life. Ledgers cover the one-off costs, so a big trip does not wreck the month's numbers.
What's free and what's Pro
Free
- Ledgers for trips, events and projects
- Obligations (money owed)
- Budgets, bills and goals
- Manual expense logging and CSV and PDF exports
Pro
$4.99/month or $49/year · 14-day free trial, no card
- Voice expense tracking
- Unlimited receipt scanning and Walt chat
- AI insights and anomaly detection
- Net worth tracking
Good to know
- Ledgers are a personal record of what you enter. They do not split bills between people or collect money from others. To track what friends owe you, use Obligations.
- Nothing is imported from your bank.
- SmartWalt is available on Android. An iOS version is not yet released.
Frequently asked questions
What can I use a ledger for?+
Trips, events, shared costs and projects: anything you want to track separately from everyday spending.
Does a ledger split costs between friends?+
No. It is your own record of what you set aside and spent. Use Obligations to track what others owe you.
Are Ledgers free?+
Yes. Ledgers are available on the free plan.
Do I need a bank connection?+
No. You record spending yourself.
Try it on your own spending
Download SmartWalt and record your first expense. No bank login, no credit card.
Get it on Google Play