Three steps. No bank linking. No complexity. Just open the app and start tracking.
Download SmartWalt free from the Play Store. Open the app, enter your name, and you're ready. No bank account linking, no lengthy onboarding, no credit card required. Just open and go.
Log expenses three ways, whichever fits the moment. Say it out loud, snap a receipt photo, or type it manually. Walt AI handles the categorization, amount extraction, and date automatically.
SmartWalt turns your expense data into clear, actionable insights. See exactly where your money goes, get weekly AI summaries, track progress toward your goals, and ask Walt anything about your finances.
SmartWalt was built with privacy as a core principle, not an afterthought. Here's exactly how we protect your data.
SmartWalt is built from the ground up to work without bank access. You track expenses manually, by voice, or by receipt. Your bank credentials are never requested, stored, or transmitted. Period.
All your data is encrypted at rest and in transit using AWS enterprise-grade security standards, the same infrastructure trusted by banks, governments, and Fortune 500 companies.
SmartWalt is a software company, not a data broker. Your financial data is used exclusively to power your own insights. We do not sell, share, or monetize your personal information.
Export all your data at any time in a standard format. Delete your account and all associated data permanently with a single tap. No retention, no backup copies kept after deletion.
When you use Voice Spend or Snap Receipt, the audio and image are processed to extract the expense details, then immediately discarded. We never store raw audio recordings or receipt photos.
SmartWalt is used by people in 12+ countries. Our privacy practices meet international standards and we are committed to transparency about how your data is handled.
No. SmartWalt never requires bank account linking. You track expenses by voice, receipt scan, or manual entry. Your bank credentials are never requested or stored.
Under 30 seconds. Download the app, enter your name, and you're ready to track. No lengthy onboarding, no bank sync, no configuration required.
Voice data is processed to extract the expense details (amount, vendor, category) and then immediately discarded. We never store raw audio recordings.
Yes. You can export all your data at any time and delete your account permanently with a single tap. All data is removed immediately with no retention.
SmartWalt is currently available on Android. The iOS version is in active development. Join the waitlist to be notified the moment it launches.