Terms & Conditions

By creating an account or using SmartWalt (operated by ENDEVSOLS PVT LTD), you agree to be bound by these Terms. If you do not agree, you must not use the Service.

ENDEVSOLS PVT LTD operates SmartWalt, which provides tools for recording income and expenses, managing budgets and bills, exporting reports, and accessing AI-powered insights.

Important: The Service is provided for informational purposes and is not financial advice.

• Provide accurate and complete registration and financial information
• Maintain the confidentiality of your credentials and devices
• Use the Service in compliance with laws and these Terms
• Ensure that expenses, bills, and budgets you record reflect your actual financial situation

Prohibited Activities:

• Do not attempt unauthorized access to the Service, its systems, or data
• Do not use the Service to harass, defraud, or harm others
• Do not upload harmful code, malware, or unlawful content
• Do not misuse alerts, notifications, or AI insights

Some features may require payment. You agree to pay applicable fees and taxes. Third-party billing platforms may have their own terms that also apply.

Refunds are handled according to our Refund Terms & Conditions. Purchases via app stores are subject to their policies.

We process your information as described in our Privacy Policy. By using the Service, you consent to our collection and use of your information.

Security Measures Implemented: Hashed passwords, signed tokens, and optional biometric verification.

Important: No system is perfectly secure. Keep your devices protected.

We may suspend or terminate your access If you breach these Terms or for legal/security reasons. You may terminate by closing your account at any time.

To the maximum extent permitted by law, ENDEVSOLS PVT LTD is not liable for indirect, incidental, special, or consequential damages. Total liability will not exceed the fees paid by you in the six months preceding a claim.

We may update these Terms from time to time. Material changes will be announced, and continued use constitutes acceptance.

These Terms are governed by the laws of Pakistan. Courts in Pakistan shall have jurisdiction, unless applicable local laws require otherwise.